Jewelry Store Credit Cards Easy To Get

Which jewelry store credit card is easier to get.

Jewelry store credit cards easy to get.

Blue nile an online only jewelry retailer offers a credit card that is fairly easy to get approved for and the store is known for its high quality jewelry sold at reasonable prices. Some like crown jewelers store credit card don t even require a credit check. Most jewelry stores offer financing through a store credit card in house financing plans lease to own programs or financing through. Your typical retail credit card can only be used to purchase goods from the particular brand for which the card is issued.

The zales credit card ranked three on our list of 7 easiest jewelry store credit cards to get. And it s rare to find a jewelry store credit card with an annual fee. Plus as with most store cards department store credit cards are closed loop. Zales credit card has standard apr of 29 4 and the minimum payment for the month is 25.

After 10 months it goes to a regular store card and i wont have the down payment. Next to secured credit cards store or retail credit cards are often the easiest credit card type to obtain due to the limited use of most store cards. Jewelry store credit cards can be a good way to finance large jewelry purchases and pay for them over time using a special financing plan. Department store cards seem to be some of the easiest store cards to get with bad credit.

Easy credit approval can mean that a company makes it easy to apply with a simple application process and quick approval and or a company makes it easy for people with bad credit or no credit to get approved. Jewelry store credit cards can be helpful for certain situations. That said if you re approaching christmas or a big birthday and want to earn a little extra on the purchases you re going to make anyway a department store credit card at least offers access to a wider range of products than the typical store card. As long as you pay off the balance before the intro apr period ends you ll get away without paying anything extra.

The blue nile credit card has a standard apr rate of 27 24. Most major department stores have their own store credit cards the majority of which offer purchase rewards. Even those without rewards tend to offer exclusive discounts and coupons making them worthwhile for folks who shop those brands frequently.